![]() ![]() ![]() What Does Professional Liability Insurance Cover?.What Does Equipment Breakdown Insurance Cover?.What Does Employment Practices Liability Insurance Cover?. ![]() What Does Directors And Officers Liability Insurance Cover?.What Does Cyber Liability Insurance Cover?.What Does Commercial Umbrella Insurance Cover?.What Does Commercial Property Insurance Cover?.What Does Commercial General Liability Insurance Cover?.What Does Commercial Crime Insurance Cover?.What Does A Business Owners Policy Cover?.What Does Business Auto Insurance Cover?.What Is The National Association of Insurance Commissioners?.How Much Does Small Business Insurance Cost?.What Are The Commercial Insurance Requirements For Small Businesses?.Small Business Insurance General Information: You can skip to the following types of small business commercial insurance using these links: Learn about small business insurance requirements, costs and coverages including: Commercial General Liability, Commercial Property Insurance, Workers Compensation, Business Owner's Policy (BOP), Errors & Omissions (professional liability), Commercial Auto Insurance and more.īelow are some answers to commonly asked small business commercial insurance questions: Carrying adequate small business insurance to protect your business shouldn't be a question - it's a must if you want to make sure that you don't get put in a position where you have to lose your business or pay money out of pocket to cover expenses associated with a loss. Having high enough limits in your commercial liability coverage should be a cornerstone of any business plan. Commercial insurance helps protect your business and potentially your personal assets from lawsuits and settlements that can reach into the millions. If you own a small business, this article will help you understand some the of most common policies available. Holy Spirits! is available for pre-order online.Small Business Insurance. “We wanted to share so much about Charleston and cocktails that we tried to almost put too much into the book,” says Caldwell, hinting that they did so much research there may be enough material for another volume. Holy Spirits! will be out in January 2018 and will have recipes, insights into the Charleston scene, and the intertwining history of Gullah culture, sorghum, rum, and taverns. Last year, Evening Post Books, the book division of The Post & Courier, reached out to the women to discuss putting out a book on the history of cocktails in the Lowcountry. The winding path that led to Cocktail Bandits served the duo well - Reaves’ intimate knowledge of the alcohol industry in South Carolina has helped them navigate the world of sponsorships, purchasing, and distribution, while Caldwell’s background in intellectual property law allows them to tackle proposals and contracts, including their upcoming book deal. It’s about relaying experiences to the readers, so that they can go have the same experience.”Ĭaldwell adds, “When we got into this industry, it was wide open because we’re black females, talking about alcohol from an elevated perspective.” “People can’t fathom that you can get paid to drink,” says Reaves. Reaves and Caldwell were spotted at almost every food and beverage event in town, leading the Charleston City Paper to profile the “curly ladies, who talk cocktails daily.” The piece caught the eye of culinary legends The Lee Brothers, who in turn invited the Cocktail Bandits to the Atlanta Food & Wine Festival.Īt first, people weren’t sure of what to make of Reaves and Caldwell’s new career as full time bloggers and beverage industry experts. The duo eventually went all in with the concept, leaving behind any other jobs. Their love of talking and blogging about cocktails led to a Facebook page, which led to an Instagram account, which led to 15,000 followers before the end of their first year. Caldwell enrolled in Charleston School of Law, while Reaves went to work in the hospitality industry behind a bar. Their road to saucy fun started after both women graduated from CofC with matching political science degrees. Taneka Reaves ’08 ( Photos by Reese Moore)īetter known around the country as the Cocktail Bandits, Caldwell and Reaves have made a name for themselves as the foremost experts on Lowcountry libations - expertise that will be on full display in their new book Holy Spirits! ![]()
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